Samsung Lipa Later Smartphones in Kenya
Samsung Lipa Later is a mobile phone financing program offered by Watu Simu, one of the largest telecommunication companies in Kenya. The program was launched in 2020 as a way to help low-income customers own a smartphone, enabling them to access the many services provided by the company, such as mobile money and online payments.
Who qualifies for Samsung Lipa Later?
- You must come to the shop
- Original ID
- Contact Details of next of Kin
- Weekly Payment
To be eligible for Samsung Phones Lipa Later, one must have a Deposit and original ID,We do check on CRB status. Customers who already have an existing mobile phone loan with another lender are still eligible for the program.
Samsung Lipa Later Phones
Samsung Phones Lipa Later offers a range of affordable smartphones. The phones offered under the program come with 2yrs warranty and the latest version of the Android operating system.
Cash Option At Best Price in Kenya
Samsung Galaxy A03 Core (32+2)
Samsung Galaxy A24 128GB/6GB
Samsung Galaxy A54 5G 128GB/8GB RAM
Samsung Galaxy A54 5G 256GB/8GB ram
Samsung Galaxy S23 ultra 256GB
Samsung Galaxy S23 ultra 512GB
Samsung Galaxy Tab A7 Lite 32GB
Samsung Galaxy Tab A8 64GB
How does the process work?
The process of obtaining a Lipa Later phone is straightforward. Customers can apply for the loan through the Watu Simu, and once approved, they can select the phone they want and make a down payment using their Safaricom line . The remaining amount is then paid in monthly installments over a period of 12-24 months.
Is Lipa Later worth it?
Lipa Later is a great option for those who cannot afford to pay for a smartphone Full amount once. The program offers affordable smartphones and flexible repayment terms, making it easier for low-income customers to own a smartphone. Additionally, customers who take advantage of the program can access a wide range of services offered by Safaricom, including mobile money and online payments, which can improve their financial lives.
The upside of using Lipa Later
There are several benefits of using Lipa Later, including:
- Affordable smartphones: The program offers a range of affordable smartphones, making it easier for low-income customers to own a smartphone.
- Flexible repayment terms: The monthly repayment amounts are affordable, and customers can choose a repayment period of 12-24 months, which is ideal for those who want to spread the cost of the phone over a longer period.
- Improved access to services: With a smartphone, customers can access a wide range of services offered by Watu Simu, including mobile money and online payments, which can improve their financial lives.
- Warranty: All phones offered under the program come with 2yrs warranty, which provides peace of mind for customers.
Downsides of Lipa Later
Despite the many benefits of Samsung payment plan, there are also some downsides to consider, including:
- Income requirements: To be eligible for the program, customers must have a minimum monthly income of KES 2,000 depending With the models which may be a barrier for some low-income customers.
- Repayment schedule: The repayment schedule is rigid, and customers who miss a payment may be charged a late fee. Additionally, the loan may be turned over to a collection agency if payments are not made on time.
- Limited phone options: They offer only a few models of smartphones